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            |  | PRIVACY POLICYGENERAL MATTERS
 Overview
 At APANSoftware, protecting our users' privacy and security is a top priority. For
                        this reason, we have adopted the following policy to advise you of your choices
                        regarding the use of your personal information online. This policy describes what
                        types of information we gather about you, how we use it, under what circumstances
                        we disclose it to third-parties, and your rights to update or correct it.
 
 Scope of Policy
 This Policy applies to APANSoftware. It does not apply to other companies' or organizations'
                        web sites to which we link. You should carefully review the privacy policies of
                        those web sites in order to determine how they treat your personal information.
 
 INFORMATION ABOUT YOU
 Information Gathered From All Visitors
 
 Aggregate Data
 We gather certain generic information with respect to customers' use of our web
                        site, such as the number of unique visitors, the frequency with which they visit,
                        and the areas on the web site that they favor. These statistics are very much like
                        television ratings that tell the networks how many people tuned in to a program.
                        We only use this type of data in aggregate-that is, we look at the data on a collective
                        basis, in summary form, rather than on an individual basis. This data helps us determine
                        the extent to which our customers use certain parts of our web site, which, in turn,
                        enables us to make it as appealing as possible. We may also provide statistical
                        "ratings" about how our customers collectively use our web site to advertisers,
                        sponsors, and other companies with which we do business ("Business Partners"). We
                        do this so they, too, can understand how often people use their areas of the site
                        in order for them to provide you with the best possible experience. These statistical
                        ratings do not contain any personally identifiable information about you or any
                        of our users.
 
 Cookies
 We use a technology nicknamed "cookies" on our web site. Cookies are pieces of information
                        or data sent to your browser from a web server and stored on your computer's hard
                        drive for record-keeping purposes. We use cookies to make your visit to our web
                        site easier. For example, cookies allow us to recognize you when you re-enter our
                        web site so that you will not have to sign-in each time you visit. Cookies also
                        allow us to count the number of unique and return visitors who use our site. Most
                        browsers are initially set up to accept cookies. If you prefer, you can reset your
                        browser to notify you when you've received a cookie or, alternatively, to refuse
                        to accept cookies. Cookies can also enable us to track and target the interests
                        of our users to enhance their experience on our site.
 
 Third Party Advertiser Cookies
 We use third-party advertising companies to serve our ads on the Internet. These
                        third-party advertising companies employ cookie and Clear Gif technology (aka 1x1
                        Pixel .gifs, Web bugs) to measure and improve the effectiveness of ads for their
                        clients. To do so, these companies may use anonymous information about your visits
                        to our Web site and other Web sites. This information can include: date/time of
                        banner ad shown, the banner ad that was shown, their cookie, the IP address. This
                        information can also be used for online preference marketing purposes. APANSoftware
                        does not use or have access to this information.
 
 IP Addresses
 We collect and analyze traffic on our web site by keeping track of the IP addresses
                        of our visitors. IP addresses are unique numeric identifiers that are assigned to
                        each computer browser accessing the Internet. An IP address, by itself, cannot identify
                        you personally. However, when combined with other information provided by your Internet
                        Service Provider (ISP), your IP address can be used to identify the computer originating
                        a message.
 
 Order Fulfillment
 From time to time, you may be given the opportunity to order products and services
                            directly on the APANSoftware site, the Newsletters, or in other communications you
                            may receive from APANSoftware. These orders are typically fulfilled by APANSoftware's
                            Business Partners directly. To process your order, APANSoftware may provide these
                            Partners with your name, street address, e-mail address, phone number, and credit
                            card information. APANSoftware will limit the types of information shared to the
                            minimum necessary to efficiently process your order. However, in accepting these
                            offers, you become a customer of the Business Partner and therefore subject to its
                            privacy policy. APANSoftware will alert users whenever a Business Partner will be
                            fulfilling an order for products or services ordered on our site. We encourage you
                            to review these companies' privacy policies and only do business with those who
                            adhere to personal information practices with which you are comfortable.
 
 Disclosure Exceptions
 Notwithstanding the above policies, we reserve the right to disclose your personal
                            information to appropriate third-parties if we are required to do so by law or we
                            believe that such action is necessary:
 
                        
                            Your IP address can be accessed by greetings
                        recipients in the header of the notification e-mail. Under certain circumstances,
                        recipients, their legal representatives, and/or law enforcement authorities may
                        be able to combine this with information disclosed by ISPs to determine the source
                        of a particular communication. By using this service, you knowingly and voluntarily
                        assume any risks associated with such disclosure.To comply with legal process such as a search warrant, subpoena or court order;
                            To protect the company's rights and property; To investigate reports of users sending material using a false e-mail address or
                                users sending harassing, threatening, or abusive messages; To protect against misuse or unauthorized use of our web site and/or the APANSoftware
                                service; or During emergencies, such as when we believe someone's physical safety is at risk. 
 Sale of Assets
 In the event that APANSoftware and/or its units or subsidiaries are ever sold, acquired,
                        merged, liquidated, reorganized, or otherwise transferred, we reserve the right
                        to transfer our user databases together with any personally identifiable information
                        contained therein, to a third-party acquiring APANSoftware's assets. In the event
                        we do so, we will place a prominent notice of the sale on the homepage of our site,
                        with links to information as to how you can change your privacy preferences.
 
 Data Security
 When you place orders for purchased products or access your payment information,
                        it is processed using PayPal.com as a payment
                        processor. PayPal uses an advanced encryption technology known as Secure Socket
                        Layer (SSL) to protect the storage and transfer of your data from unauthorized parties and is one of the most trusted online payment processors in the world.
 In addition to our online security efforts, we take steps to protect your personal
                        data offline, as well. All of your information, not just the sensitive information
                        mentioned above, is restricted in our offices. Employees are granted access on a
                        need-to-know basis (for example, our billing clerk or a customer service representative).
                        Furthermore, ALL employees are kept up-to-date on our security and privacy practices.
                        Finally, the servers on which we store personally identifiable information are kept
                        in a secure environment, behind a locked cage.
 APANSoftware's main servers are operated from a dedicated Internet hosting facility
                        with state-of-the-art physical security features, including smoke detection and
                        fire suppression systems, motion sensors, and 24x7 secured access, as well as video
                        camera surveillance and security breach alarms. If you have any questions about
                        the security at our website, you can send an email to 
                            Customer Service.
 
 Changes to the Privacy Policy
 APANSoftware will occasionally update this Privacy Policy in response to changing
                        business circumstances and legal developments. When APANSoftware posts changes to
                        this Policy, you will see the word "updated" next to the Privacy Policy link on
                        the front page of APANSoftware Sites. If there are material changes to this Policy
                        or in how APANSoftware uses your personally identifiable information, APANSoftware
                        will prominently post such changes prior to implementing the change. APANSoftware
                        encourages you to periodically review this Policy to be informed of how we are protecting
                        your information.
 
 USE COMMON SENSE IN ALL YOUR ONLINE ACTIVITIES
 Even the best policy can't protect your online privacy and security in all circumstances.
                        Unscrupulous advertisers, hackers, and scam artists are constantly searching the
                        Internet looking for new targets. Your best protection is to understand the limits
                        to privacy on the Internet and use common sense in all of your on-line activities.
 Be aware that e-mail is an inherently insecure form of communication. Remember that
                        third parties are sometimes able to illegally intercept your unencrypted messages,
                        including online greetings. Anytime you visit a chat room or post a message to an
                        on-line bulletin board, your e-mail address can be accessed by advertisers looking
                        to compile lists for unsolicited commercial e-mail (also known as spam). Be sure
                        that you only disclose your e-mail address in circumstances in which it is safe
                        to do so.
 Beware of scams in which persons unknown to you request your screen name, password,
                        or credit card information. Make sure you verify the identity of anyone asking for
                        personal information. Always monitor your children's on-line activities and educate
                        them as to the rules for safe Internet use.
 
 As always, if you have any questions, please feel free to contact us at 
                            APANSoftware Customer
                                Support.
 
  
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